Plan, Save and Spend for what mattrs to you.

It is the end of another decade. 1990s today is as old as 2050 is far away! Increasingly however, there are more uncertainties around us - whether it is the impeachment of Trump, trade wars between China and US or Brexit!

In the middle of all this uncertainty, our team at mattrvest sat down and thought of different ideas on what we can do this year to be better this year, for ourselves, our loved ones and our planet.

Obviously, putting together a bunch of folks passionate about #sustainability, resolutions were going to be around how we could #beemoresustainable. We know that time is running out for us to protect our planet. As per IPCC, we only have 12 years to deal with climate change so the clock is ticking and its ticking fast.

Hence there is a need for action which is not just impactful but impactful at scale and yes your savings can help you achieve this change. So after a few pizzas, debates and a few beers we resolved to follow 3 key principles to #beemore in 2020.

#beemore conscious

Being zero waste is definitely a challenge, but being sustainable is not that tough in today's world. But certain daily or annual habits create a lot of harm to our planet and in many cases these are really avoidable

Let's take travel for example. As we all head back to work after the Christmas holidays, did you consider the carbon emissions caused because of the flights to take? Great job if you took a train for many of us flights are the most convenient and economical option to get back home for Christmas.

As per Lonely planet, the global aviation industry is responsible for about 2 percent of all human-induced carbon dioxide. and given that only 6% of global population flies today, there is tremendous growth potential in this sector. A case in point is that growth in passengers traffic in the EU itself grew by 6% in 2017/18.

But hey! you can offset your impact. Nonprofits like The Nature Conservancy, can help you offset your footprint.

An impact we often forget about is the one we can’t see or touch. What about the energy used to send thank you emails?

It is estimated that sending one email produces the equivalent of 0.000001 tonnes of CO2. This, compared to flights for example, doesn't seem much, but if you think about all the unnecessary emails that you send per week (10 per week for an average person), the numbers quickly add up and trigger a large carbon footprint when looked at on a country scale.

For the UK for example, if everyone using emails were to send one less unnecessary email per day, it would reduce carbon emissions by 16,433 tonnes - which is equivalent to 81,152 flights from London Heathrow to Madrid.

But how does this happen? What is the link between carbon emissions and emails? Well as per Guardian and as per research done at Lancaster university, it's all the emissions from server rooms which help you deliver this message. As we dont see this in front of us, its easy to forget the harmful impact of small actions like this.

So do think before sending those thank you emails this year!

#beemore aware

Use a bamboo straw instead of plastic one. Avoid fast fashion and go for slow fashion. Recycle, repurpose, mend and just consume consciously.

Aren’t you tired of hearing these statements by now? Have you wondered how green “sustainable products” actually are?

If you have, you are not alone. Greenwashing is a big issue with sustainable products and as a consumer you should be able to take a decision whether the product is actually sustainable. But even before that you should question - if you need to buy the product at all!

So this year, #beemore aware of your “needs” and not your “wants” because every new product you buy, irrespective of how sustainable it is, will have some footprint added to the planet.

#beemore responsible

While we all strive to #save more, there is also a need to #savebetter.

What do we mean by that?

As per research from Nordea, the impact of just moving your pension saving to a sustainable fund is 27x more on the environment as compared to changing daily consumption habits such as choosing a train over flight, reduce time to shower or eating less meat everyday.

Source: Nordea

Surprised! So were we! But it's the truth and if you think about it, it makes sense. Money saved by us, is the one that goes to finance businesses - whether sustainable or not across the world. And if we could make that sustainable, then the impact will be exponential!

So what can you do about it?

Wishing all our readers a great and sustainable 2020!